South Africa Tax Cheatsheet 2026/27
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SARS applies these figures for the South African tax year running 1 March to end-February, the primary rebate is subtracted directly from the tax owed, not from taxable income.
| Allowance / Band | Amount | Notes |
|---|---|---|
| Primary Rebate | R17,820 | Subtracted directly from tax owed, all ages |
| Secondary Rebate (65+) | R9,765 | Added to the primary rebate from age 65 |
| Tertiary Rebate (75+) | R3,249 | Added again from age 75 |
| Tax-Free Threshold (under 65) | R99,000 | Income below this pays no tax |
| Tax-Free Threshold (65 to 74) | R153,250 | Income below this pays no tax |
| Tax-Free Threshold (75+) | R171,300 | Income below this pays no tax |
| Tax Band 1 | Up to R245,100 | 18% |
| Tax Band 2 | R245,101 – R383,100 | 26% |
| Tax Band 3 | R383,101 – R530,200 | 31% |
| Tax Band 4 | R530,201 – R695,800 | 36% |
| Tax Band 5 | R695,801 – R887,000 | 39% |
| Tax Band 6 | R887,001 – R1,878,600 | 41% |
| Tax Band 7 | Over R1,878,600 | 45% |
| UIF | 1% of remuneration, capped | Max R177.12/month, on earnings up to R17,712/month; employer matches |
| Retirement Contributions Deduction | Up to 27.5% | Of remuneration or taxable income, annual cap R430,000 |
| Tax-Free Savings Account (TFSA) | R46,000 a year | Annual contribution limit |
Want to see what these bands and the primary rebate mean for your own salary? Try our Salary Calculator or Savings Goal Calculator
For informational purposes only, not tax advice. Figures apply to the 2026/27 SARS tax year and may change.
