Money Challenge

Challenge yourself to spend £0 today. Use what you have at home!

Make meals only from ingredients you already own.

Find and cancel at least one subscription you rarely use.

Bring lunch from home instead of buying out. Save £5-15!

Wait 24 hours before any non-essential purchase over £20.

Find free entertainment: park walk, library, free museum.

Turn off lights, unplug devices. Check your heating settings.

Buy supermarket own-brand instead of name brands.

Use only physical cash today. No cards or contactless.

Cook in bulk for the week. Freeze portions for later.

Borrow books, movies, or music instead of buying.

Fix, make, or repurpose something instead of buying new.

Check if you can get cheaper phone, broadband, or energy.

List something you don't need on Vinted, eBay, or Facebook.

No bought drinks. Carry a water bottle everywhere.

Write 10 things you're grateful for that money didn't buy.

Don't use paid transport. Walk or cycle instead.

Create a new meal entirely from leftovers.

Plan free social activities: home gathering, park meetup.

Identify 3 recurring expenses you could reduce or eliminate.

Create 5 outfits from clothes you already own.

Plan handmade gifts for upcoming birthdays/events.

Stock up on rice, pasta, oats when on offer.

Unsubscribe from marketing emails that tempt you to spend.

Use YouTube or outdoor exercise instead of gym.

Before buying, calculate cost per use. Is it worth it?

Set up automatic transfer to savings on payday.

Review your progress. What did you learn this month?

Choose 5 challenges to continue as permanent habits.