📊 The Money Pulse

If your savings account pays less than 4.5% AER, you're likely losing money to inflation. Switch to a better-paying account this week.

The 2026/27 ISA allowance is £20,000 — and the tax year resets every 6 April. You can't carry forward unused allowance, so use it before it expires.

If your fixed-rate deal ends in the next 6 months, you can typically lock in a new rate now — protecting yourself against future rises.

For every £80 you put into your pension, the government adds £20 (basic rate tax relief) — effectively a 25% instant return on your money.