Important Notice
WiseYields provides informational tools and educational content only. We are not financial advisers, and none of the content on this website constitutes financial advice.
Not Financial Advice
All calculators, articles, guides, and other content on WiseYields are for informational and educational purposes only. They are not intended as financial advice, recommendations, or endorsements of any particular financial product, service, or strategy.
Before making any financial decisions, you should consult with a qualified financial adviser who can assess your individual circumstances and provide personalised advice.
No Professional Relationship
Using our calculators or reading our content does not create a professional or adviser-client relationship between you and WiseYields. We are not responsible for any financial decisions you make based on the information provided on this website.
Accuracy of Information
We strive to provide accurate and up-to-date information, but:
- Tax laws, thresholds, and regulations change frequently
- Calculator results are estimates based on the information you provide
- We cannot guarantee that our content reflects the most current legislation
- Individual circumstances vary and may affect actual outcomes
Always verify critical information with official sources (HMRC, GOV.UK, your financial institution) or a qualified professional.
Calculator Limitations
Our calculators are designed to provide general estimates. Important limitations include:
Simplified Assumptions
Calculators use simplified models that may not capture all real-world complexities or edge cases.
User-Provided Data
Results are only as accurate as the information you enter. We do not verify the accuracy of your inputs.
No Liability for Errors
We are not liable for any losses, damages, or adverse outcomes resulting from reliance on calculator results.
Forward-Looking Statements
Some content may contain forward-looking statements about investment returns, retirement planning, or future financial outcomes. These statements are based on assumptions and estimates that may prove incorrect. Past performance does not guarantee future results.
Investment values can go down as well as up, and you may get back less than you invested.
Third-Party Links
Our website may contain links to third-party websites (e.g., GOV.UK, financial institutions, news sources). We do not endorse, control, or assume responsibility for the content, accuracy, or practices of these external sites. Access them at your own risk.
When to Seek Professional Advice
You should consult a qualified financial adviser, tax professional, or mortgage broker if:
- You have complex financial circumstances (multiple income sources, overseas assets, trusts)
- You're making significant financial decisions (buying property, retirement planning, large investments)
- You're unsure about tax implications of your decisions
- You have specific questions about your personal situation
- You're considering high-risk investments or financial products
Regulatory Status
WiseYields is not authorised or regulated by the Financial Conduct Authority (FCA) in the UK, nor is it registered with the Securities and Exchange Commission (SEC) or Financial Industry Regulatory Authority (FINRA) in the US. We do not provide regulated financial advice services.
UK Users: If you require regulated financial advice, you can find a qualified adviser through the Unbiased website or the FCA register.
US Users: For personalised investment advice, consult a registered investment adviser (RIA) or certified financial planner (CFP). You can verify adviser credentials through SEC's Investment Adviser Public Disclosure or FINRA BrokerCheck.
No Warranties
WiseYields is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or secure.
Limitation of Liability
To the maximum extent permitted by law, WiseYields and its owners, employees, and contractors shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of this website.
This includes but is not limited to losses from financial decisions, investment outcomes, tax calculations, or reliance on any content provided on this website.
Your Responsibility
Ultimately, you are responsible for your own financial decisions. Use our tools as a starting point for research and discussion with professionals, not as a substitute for personalised advice.
Updates to This Disclaimer
We may update this disclaimer from time to time. The updated version will indicate a revised "Last updated" date. We encourage you to review this page periodically.
Contact Us
If you have any questions about this disclaimer, please contact us at: legal@wiseyields.co.uk
