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Updated 16 October 2026

UK Financial Product Comparisons

Independently researched. We compare the best savings accounts, ISAs, mortgage brokers and pension providers so you don't have to.

💰 Savings Accounts

Best easy-access and fixed-rate savings accounts in the UK right now, ranked by AER.

Updated 16 October 2026
ProviderAccountAERAccessMin DepositFSCS Protected
Shawbrook BankBest Rate
Shawbrook 5-Year Fixed Cash ISA
5.25%
5-year fixed
£1,000
✅
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Al Rayan Bank
AlRayan 1-Year Fixed Bond
5.15%
1-year fixed bond
£10,000
✅
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Tandem Bank
Tandem 2-Year Fixed Cash ISA
5.08%
2-year fixed
£1
✅
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Trading 212
Trading 212 Cash ISA
4.80%
Easy access, variable
£1
✅
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Chip
Chip Smart Cash ISA
4.72%
Easy access, includes 1.22% bonus for 12 months
£1
✅
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Aldermore
Aldermore 5-Year Fixed Rate Savings
4.65%
5-year fixed bond
£1,000
✅
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Important: Rates and product details are accurate as of 16 October 2026 but may change. Always check the provider's website for the latest information before applying. This is not financial advice.
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